Chartis Research names Stacc a Category Leader for Loan Origination and Loan Management

Chartis names Stacc a Category Leader for LOS and LMS

The next-generation credit and lending platform

The next-generation credit and lending platform

The cloud-native and AI-assisted credit platform that combines scalability and flexibility for origination, management and back-office operations — from one of the most digital and regulated financial markets. Credit-native, not AI-native.

The cloud-native and AI-assisted credit platform that combines scalability and flexibility for origination, management and back-office operations — from one of the most digital and regulated financial markets. Credit-native, not AI-native.

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Trust Center

Trusted by over 115 financial institutions, including Nordic Tier 1 banks

Impact that speaks for itself

+80%

reduction in loan cycle time at numerous institutions

300%

commercial gain in 4 months at a Tier 1 bank

90%

reduction in credit quoting time at multiple asset financiers

I have never experienced this kind of speed before.

Nordic Tier 1 banking customer

I have never experienced this kind of speed before.

Nordic Tier 1 banking customer

The flexibility-scalability trap in credit operations

Scalability without flexibility

Standard platforms offer scale and standardisation — but product launches take months, compliance coverage lags and every change requires IT or consultants. Long credit cycle times, rising cost-to-serve and limited ability to differentiate.

Flexibility without scalability

Rapid sprints or best-of-breed close the flexibility gap — but each new system fragments compliance, adds integration complexity and increases operational burden. Solves today's problem, creates tomorrow's technical debt.

The next generation of credit infrastructure delivers both scalability and flexibility

Composable to fit the institution’s processes. Scalable to absorb shared innovation, native compliance and proven automation where it’s wanted across hundreds of institutions. Powering differentiated lender innovation.

Solutions powering the next era in credit and lending

Solutions powering the next era in credit and lending

How the operating model changes with Stacc

FROM

TO

Narrow automatic track where manual cases stay manual

Automation widens; advisors focus only on what needs them

Fragmented systems with handoffs and rekeying

One unified & composable platform across the credit process

AI bolted on, in a separate channel and environment

AI-assisted journeys with deterministic credit outcomes

Credit policy change means a project and queue

Business owns the rules, simulates and ships

Compliance layered on top

Compliance built inside the process, with one audit trail

Aurora Borealis

Why Stacc is the best partner for financial institutions seeking digital transformation

Cloud-native credit platform

Credit-centric, composable and scalable.

API-native modules spanning origination, management and back-office — AI-assisted by design, with 200+ pre-built integrations and a Gartner® recognised Credit Decision Engine.

Explore the platform

Cloud-native credit platform

Credit-centric, composable and scalable.

API-native modules spanning origination, management and back-office — AI-assisted by design, with 200+ pre-built integrations and a Gartner® recognised Credit Decision Engine.

Explore the platform

Cloud-native credit platform

Credit-centric, composable and scalable.

API-native modules spanning origination, management and back-office — AI-assisted by design, with 200+ pre-built integrations and a Gartner® recognised Credit Decision Engine.

Explore the platform

Innovative company

More than a technology provider — we power innovation in credit and lending.

The largest credit automation community in the Nordics, with 45+ years of credit domain experience and a vibrant developer community from one of the world's most digital and regulated financial markets.

Learn more about our company

Innovative company

More than a technology provider — we power innovation in credit and lending.

The largest credit automation community in the Nordics, with 45+ years of credit domain experience and a vibrant developer community from one of the world's most digital and regulated financial markets.

Learn more about our company

Innovative company

More than a technology provider — we power innovation in credit and lending.

The largest credit automation community in the Nordics, with 45+ years of credit domain experience and a vibrant developer community from one of the world's most digital and regulated financial markets.

Learn more about our company

Superior Time-to-Value

Value in weeks, not years.

Accelerated delivery with proven solutions, modular flexibility, high-automation templates, 200+ pre-built integrations and efficient playbooks — so transformation moves at your pace.

See how we deliver

Superior Time-to-Value

Value in weeks, not years.

Accelerated delivery with proven solutions, modular flexibility, high-automation templates, 200+ pre-built integrations and efficient playbooks — so transformation moves at your pace.

See how we deliver

Superior Time-to-Value

Value in weeks, not years.

Accelerated delivery with proven solutions, modular flexibility, high-automation templates, 200+ pre-built integrations and efficient playbooks — so transformation moves at your pace.

See how we deliver

Native compliance and security

Built in, not bolted on.

SOC 2® Type 2 attested, ISO 27001 and ISO 9001 certified, audited and real-time Trust Center — built to meet regulatory requirements natively, with a complete audit trail on every case.

View our credentials

Native compliance and security

Built in, not bolted on.

SOC 2® Type 2 attested, ISO 27001 and ISO 9001 certified, audited and real-time Trust Center — built to meet regulatory requirements natively, with a complete audit trail on every case.

View our credentials

Native compliance and security

Built in, not bolted on.

SOC 2® Type 2 attested, ISO 27001 and ISO 9001 certified, audited and real-time Trust Center — built to meet regulatory requirements natively, with a complete audit trail on every case.

View our credentials

Explore our research

View all research

AI in Loan Origination icon

AI in Loan Origination: The Case for Credit-Native AI

AI in Loan Origination icon

AI in Loan Origination: The Case for Credit-Native AI

AI in Loan Origination icon

AI in Loan Origination: The Case for Credit-Native AI

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Evaluating Buy or Build for Mortgage Origination Software

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Evaluating Buy or Build for Mortgage Origination Software

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Evaluating Buy or Build for Mortgage Origination Software

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The Stacc way of working

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The Stacc way of working

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The Stacc way of working

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Ready to transform your financial institution?

Experience the AI-assisted credit platform. Modular, highly automated and deterministic backbone.

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Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.

Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.