Stacc Commercial Lending
Make better credit decisions. Faster and easier.
Eliminate costly manual work across spreadsheets or rigid systems on big cases. Stacc revolutionises the entire credit process from application to full repayment.
Automate time-consuming tasks and spend time helping business and corporate customers succeed with market-leading capabilities for Nordic commercial underwriting.
Stacc Commercial Lending
Make better credit decisions. Faster and easier.
Eliminate costly manual work across spreadsheets or rigid systems on big cases. Stacc revolutionises the entire credit process from application to full repayment.
Automate time-consuming tasks and spend time helping business and corporate customers succeed with market-leading capabilities for Nordic commercial underwriting.
Stacc Commercial Lending
Make better credit decisions. Faster and easier.
Eliminate costly manual work across spreadsheets or rigid systems on big cases. Stacc revolutionises the entire credit process from application to full repayment.
Automate time-consuming tasks and spend time helping business and corporate customers succeed with market-leading capabilities for Nordic commercial underwriting.
trusted by 60+ PROGRESSIVE LENDERS and 2,000+ advisors IN THE NORDICS
Impact that speaks for itself
Impact that speaks for itself
70%
faster case handling prior to automation
70%
faster case handling prior to automation
70%
faster case handling prior to automation
50%
faster case handling on the most complex cases
50%
faster case handling on the most complex cases
50%
faster case handling on the most complex cases
1,000+
collateral agreements per case in live production
1,000+
collateral agreements per case in live production
1,000+
collateral agreements per case in live production
90%
reduced manual effort in payout processes and controls
90%
reduced manual effort in payout processes and controls
90%
reduced manual effort in payout processes and controls
Make better credit decisions faster and easier
Make better credit decisions faster and easier
Make better credit decisions faster and easier
For many years, corporate lending has lagged behind retail lending and mortgages in terms of system support.
For many years, corporate lending has lagged behind retail lending and mortgages in terms of system support.
For many years, corporate lending has lagged behind retail lending and mortgages in terms of system support.
Many banks still operate with highly manual processes, which drive costs and increase risk of non-compliance. Simultaneously, new regulatory requirements and higher customer expectations require efficient, standardized and automated credit processes.
Many banks still operate with highly manual processes, which drive costs and increase risk of non-compliance. Simultaneously, new regulatory requirements and higher customer expectations require efficient, standardized and automated credit processes.
Many banks still operate with highly manual processes, which drive costs and increase risk of non-compliance. Simultaneously, new regulatory requirements and higher customer expectations require efficient, standardized and automated credit processes.
Stacc Commercial Lending comes with a case management solution for manual case handling of “yellow” applications including integrated services for financial analysis and decision support. All roles involved in the corporate lending process operate in the same case management interface, where tasks are automatically allocated to the right role, according to the defined process. The result is significant boost in efficiency, quality and audit trail.
Stacc Commercial Lending comes with a case management solution for manual case handling of “yellow” applications including integrated services for financial analysis and decision support. All roles involved in the corporate lending process operate in the same case management interface, where tasks are automatically allocated to the right role, according to the defined process. The result is significant boost in efficiency, quality and audit trail.
Stacc Commercial Lending comes with a case management solution for manual case handling of “yellow” applications including integrated services for financial analysis and decision support. All roles involved in the corporate lending process operate in the same case management interface, where tasks are automatically allocated to the right role, according to the defined process. The result is significant boost in efficiency, quality and audit trail.
Significant benefits
Here's what makes our solution stand out
The complete origination process is logged, including each step, who did what and when, including answers from 3rd party data sources. This ensures traceability and documentation for later audits, analysis of the origination process regarding tuning, and improvements. Customer data is handled according to GDPR compliance requirements.
Significant benefits
Here's what makes our solution stand out
The complete origination process is logged, including each step, who did what and when, including answers from 3rd party data sources. This ensures traceability and documentation for later audits, analysis of the origination process regarding tuning, and improvements. Customer data is handled according to GDPR compliance requirements.
Significant benefits
Here's what makes our solution stand out
The complete origination process is logged, including each step, who did what and when, including answers from 3rd party data sources. This ensures traceability and documentation for later audits, analysis of the origination process regarding tuning, and improvements. Customer data is handled according to GDPR compliance requirements.
Navigator by design
Navigator by design
Navigator by design
The solution constantly informs and guides the case handlers about which tasks must be done, and in what order. Process-oriented case management eliminates the need for substantial training and specialist skills to be able to use the solution - they can focus on being good advisors and credit experts.
The solution constantly informs and guides the case handlers about which tasks must be done, and in what order. Process-oriented case management eliminates the need for substantial training and specialist skills to be able to use the solution - they can focus on being good advisors and credit experts.
The solution constantly informs and guides the case handlers about which tasks must be done, and in what order. Process-oriented case management eliminates the need for substantial training and specialist skills to be able to use the solution - they can focus on being good advisors and credit experts.
Any type of company in any situation
Any type of company in any situation
Any type of company in any situation
The solution calculates key figures and creates forecasts for individual companies, sole proprietorships, subsidiaries and groups of companies. The financial analysis enables the advisor to simulate future outcomes and risks, in order to calculate serviceability, either the company is a start-up, a company in crisis or a company investing in new growth opportunities.
The solution calculates key figures and creates forecasts for individual companies, sole proprietorships, subsidiaries and groups of companies. The financial analysis enables the advisor to simulate future outcomes and risks, in order to calculate serviceability, either the company is a start-up, a company in crisis or a company investing in new growth opportunities.
The solution calculates key figures and creates forecasts for individual companies, sole proprietorships, subsidiaries and groups of companies. The financial analysis enables the advisor to simulate future outcomes and risks, in order to calculate serviceability, either the company is a start-up, a company in crisis or a company investing in new growth opportunities.
Add whatever integrations that suit your needs
Add whatever integrations that suit your needs
Add whatever integrations that suit your needs
The solution easily integrates with internal and external used to provide decision support and information as part of case management, as well as storage of updated data for archival purposes.
The solution easily integrates with internal and external used to provide decision support and information as part of case management, as well as storage of updated data for archival purposes.
The solution easily integrates with internal and external used to provide decision support and information as part of case management, as well as storage of updated data for archival purposes.
Automated follow ups
Automated follow ups
Automated follow ups
The system takes care of all the need for follow-up, reminders, notifications, and deadlines - timer functions provide automatic notifications and task allocations.
The system takes care of all the need for follow-up, reminders, notifications, and deadlines - timer functions provide automatic notifications and task allocations.
The system takes care of all the need for follow-up, reminders, notifications, and deadlines - timer functions provide automatic notifications and task allocations.
Efficient end-user involvement
Efficient end-user involvement
Efficient end-user involvement
Assign tasks to the customer directly though the interface when needed– when the task is completed, the case gets reallocated to case manager including relevant notifications.
Assign tasks to the customer directly though the interface when needed– when the task is completed, the case gets reallocated to case manager including relevant notifications.
Assign tasks to the customer directly though the interface when needed– when the task is completed, the case gets reallocated to case manager including relevant notifications.
Self-service portal
Self-service portal
Self-service portal
Self-service portal for changes in products, interest rates, business rules and more: case managers/super users have a interface where they can adjust products and process, directly to production without involving Stacc.
Self-service portal for changes in products, interest rates, business rules and more: case managers/super users have a interface where they can adjust products and process, directly to production without involving Stacc.
Self-service portal for changes in products, interest rates, business rules and more: case managers/super users have a interface where they can adjust products and process, directly to production without involving Stacc.
No more paper moving
No more paper moving
No more paper moving
Automated document production and document completion, with digital signing by all parties.
Automated document production and document completion, with digital signing by all parties.
Automated document production and document completion, with digital signing by all parties.
Any product – any type of pledge
Any product – any type of pledge
Any product – any type of pledge
Examples of supported products are; agriculture loans, Start-up loans, term loans, revolving credits, bank guarantees, export credits, syndications. Also, combinations of loan products, grant and guarantee products fully supported. The system has ready-made judicial registration for more than 30 types of pledges, including all types of movables and real estate.
Examples of supported products are; agriculture loans, Start-up loans, term loans, revolving credits, bank guarantees, export credits, syndications. Also, combinations of loan products, grant and guarantee products fully supported. The system has ready-made judicial registration for more than 30 types of pledges, including all types of movables and real estate.
Examples of supported products are; agriculture loans, Start-up loans, term loans, revolving credits, bank guarantees, export credits, syndications. Also, combinations of loan products, grant and guarantee products fully supported. The system has ready-made judicial registration for more than 30 types of pledges, including all types of movables and real estate.
Composable Commercial lending software
Compose your own commercial lending solution with 1, 2 or 3 products
Each product in Stacc Commercial Lending is API-native and can be delivered standalone or in combination to compose your own business or corporate lending solution.
Composable Commercial lending software
Compose your own commercial lending solution with 1, 2 or 3 products
Each product in Stacc Commercial Lending is API-native and can be delivered standalone or in combination to compose your own business or corporate lending solution.
Composable Commercial lending software
Compose your own commercial lending solution with 1, 2 or 3 products
Each product in Stacc Commercial Lending is API-native and can be delivered standalone or in combination to compose your own business or corporate lending solution.
Loan origination
Loan servicing
Research & perspectives
Request a Demo
Ready to transform your business or corporate lending institution?
Experience the modern, highly automated and intelligent value of Stacc Commercial Lending
Request a Demo
Ready to transform your business or corporate lending institution?
Experience the modern, highly automated and intelligent value of Stacc Commercial Lending
Request a Demo
Ready to transform your business or corporate lending institution?
Experience the modern, highly automated and intelligent value of Stacc Commercial Lending
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.