Stacc Debt Collection
From scattered systems to seamless collections
Stacc Debt Collection connects systems, data and workflows into one platform for modern debt collection – so you can focus (less on systems and more) on your value-adding services.
Stacc Debt Collection
From scattered systems to seamless collections
Stacc Debt Collection connects systems, data and workflows into one platform for modern debt collection – so you can focus (less on systems and more) on your value-adding services.
Stacc Debt Collection
From scattered systems to seamless collections
Stacc Debt Collection connects systems, data and workflows into one platform for modern debt collection – so you can focus (less on systems and more) on your value-adding services.
We intimately understand the main challenges in the debt collection industry
We intimately understand the main challenges in the debt collection industry
We intimately understand the main challenges in the debt collection industry
Low levels of efficiency and automation
Manual time controlling system outcomes and approving actions
Manual time controlling system outcomes and approving actions
Manual time controlling system outcomes and approving actions
Manual time finding and extracting information
Manual time finding and extracting information
Manual time finding and extracting information
Manual time and human inaccuracies in preparing case documentation for compliance audits
Manual time and human inaccuracies in preparing case documentation for compliance audits
Manual time and human inaccuracies in preparing case documentation for compliance audits
Inadequate system flexibility to differentiate fee and price models across markets and customer segments
Inadequate system flexibility to differentiate fee and price models across markets and customer segments
Inadequate system flexibility to differentiate fee and price models across markets and customer segments
Large investments and long timelines for adaptability to new markets and changing regulatory requirements
Large investments and long timelines for adaptability to new markets and changing regulatory requirements
Large investments and long timelines for adaptability to new markets and changing regulatory requirements
Significant onboarding time for new case handlers due to workaround solutions
Significant onboarding time for new case handlers due to workaround solutions
Significant onboarding time for new case handlers due to workaround solutions
Limited ability to change the status quo
Limited self-serve functionality
Limited self-serve functionality
Limited self-serve functionality
Closed systems with dependencies on third-party support
Closed systems with dependencies on third-party support
Closed systems with dependencies on third-party support
Poor third-party service quality and levels remain common
Poor third-party service quality and levels remain common
Poor third-party service quality and levels remain common
Long time-to-market for any innovation and new campaigns, with low number of experiments
Long time-to-market for any innovation and new campaigns, with low number of experiments
Long time-to-market for any innovation and new campaigns, with low number of experiments
Limited impact and incompatibility of modern add-ons with legacy core systems
Limited impact and incompatibility of modern add-ons with legacy core systems
Limited impact and incompatibility of modern add-ons with legacy core systems
100%
100%
increase in debt collection claims over the last 10 years in Sweden
Svensk Inkasso, 2024
11.7%
11.7%
increase in the number of debt collection cases in Norway
Finanstilsynet, 2024
Shift your efforts
Go from solving daily challenges to customers' real needs
Shift your efforts
Go from solving daily challenges to customers' real needs
Shift your efforts
Go from solving daily challenges to customers' real needs
20% R&D
Yesterday
"Doing things right"
Optimising resources and processes
Focus on internal processes and resource efficiency
80% R&D
Tomorrow
"Doing the right things"
Creating value for customers and stakeholders
Focus on customer value and market needs
Aspired business impact with Stacc Debt Collection
Aspired business impact with Stacc Debt Collection
Brace for impact. The transformation is here.
Transform customer engagement
Speed up operations by 75 to 97%
Accelerate time to payment
Flex fee and pricing structures as you want
Enable 1-click audit per customer
Transform customer engagement
Create a consistent and caring experience for end-customers, engage them and enable them to recover from debt with a modern and seamless approach built for the humans behind each debt.
Transform customer engagement
Speed up operations by 75 to 97%
Accelerate time to payment
Flex fee and pricing structures as you want
Enable 1-click audit per customer
Transform customer engagement
Create a consistent and caring experience for end-customers, engage them and enable them to recover from debt with a modern and seamless approach built for the humans behind each debt.
Transform customer engagement
Speed up operations by 75 to 97%
Accelerate time to payment
Flex fee and pricing structures as you want
Enable 1-click audit per customer
Transform customer engagement
Create a consistent and caring experience for end-customers, engage them and enable them to recover from debt with a modern and seamless approach built for the humans behind each debt.
All of this while enabling 100% compliance and limitless innovation
Product overview
Composable modules in Stacc Debt Collection
API-native, standard modules with extensive composability for all steps in an invoice lifecycle
Product overview
Composable modules in Stacc Debt Collection
API-native, standard modules with extensive composability for all steps in an invoice lifecycle
Product overview
Composable modules in Stacc Debt Collection
API-native, standard modules with extensive composability for all steps in an invoice lifecycle
Financing
Ledger
Ledger
Ledger
Invoice admin
Invoice admin
Invoice admin
Clients
Clients
Clients
Customers
Customers
Customers
Pricelist
Pricelist
Pricelist
Collect
Collect
Case import
Case import
Case import
Case handling
Case handling
Case handling
Interest calculation
Interest calculation
Interest calculation
Debt tracking
Debt tracking
Debt tracking
Payments
Payment matching
Payment matching
Payment matching
Scoring engine
Scoring engine
Scoring engine
Disbursements
Disbursements
Disbursements
Bank accounts
Bank accounts
Bank accounts
Documents
Documents
Import
Import
Import
Distribution
Distribution
Distribution
Templating
Templating
Templating
Accounting
Accounting
Accounting data
Accounting data
Accounting data
Accounting export
Accounting export
Accounting export
Reconciliation
Reconciliation
Reconciliation
Why Stacc Debt Collection?
A world-class debt collection platform
Multi-country expertise in credit and debt collection
Take comfort in working with a European-scale platform company with extensive track-record of multi-country customers.
A dedicated team of 22 professionals with more than 15 years of experience in debt collection, factoring and compliance.
Modern and composable for full scalability
Highly automated and intelligent capabilities
Quality consistency and compliance
A trusted migration partner
Why Stacc Debt Collection?
A world-class debt collection platform
Multi-country expertise in credit and debt collection
Take comfort in working with a European-scale platform company with extensive track-record of multi-country customers.
A dedicated team of 22 professionals with more than 15 years of experience in debt collection, factoring and compliance.
Modern and composable for full scalability
Highly automated and intelligent capabilities
Quality consistency and compliance
A trusted migration partner
Why Stacc Debt Collection?
A world-class debt collection platform
Multi-country expertise in credit and debt collection
Take comfort in working with a European-scale platform company with extensive track-record of multi-country customers.
A dedicated team of 22 professionals with more than 15 years of experience in debt collection, factoring and compliance.
Modern and composable for full scalability
Highly automated and intelligent capabilities
Quality consistency and compliance
A trusted migration partner
Key features
Adaptable and automated debt collection
We have everything you need to streamline invoice administration and debt collection
Key features
Adaptable and automated debt collection
We have everything you need to streamline invoice administration and debt collection
Key features
Adaptable and automated debt collection
We have everything you need to streamline invoice administration and debt collection
Dunning process
Unplaced payments
Depreciation
Dunning process
Unplaced payments
Depreciation
Dunning process
Unplaced payments
Depreciation
Scalability
Scale with a robust infrastructure
Stacc Debt Collection’s infrastructure handles the heavy lifting so you can focus on innovation and growth
Scalability
Scale with a robust infrastructure
Stacc Debt Collection’s infrastructure handles the heavy lifting so you can focus on innovation and growth
Scalability
Scale with a robust infrastructure
Stacc Debt Collection’s infrastructure handles the heavy lifting so you can focus on innovation and growth
Enhanced capacity where it’s needed most
Our modular architecture solution directs resources to areas where they are most needed, helping improve efficiency and uptime.
Functionality scaling
Add new features and business logic aligning with diverse customer or business processes.
Geographic enabler
Enables support for regional settings on rules, processes and regulations. Adapt to new markets effortlessly.
Real-time operations
Stacc Debt Collection operates as a real-time event-based solution. Triggered events initiate configured workflows, each running independently without unnecessary dependencies.
Adaptability
Set your business rules
Stacc Debt Collection offers multi-level configuration possibilities with global, client and end-customer settings for maximum flexibility and control
Adaptability
Set your business rules
Stacc Debt Collection offers multi-level configuration possibilities with global, client and end-customer settings for maximum flexibility and control
Adaptability
Set your business rules
Stacc Debt Collection offers multi-level configuration possibilities with global, client and end-customer settings for maximum flexibility and control
Cross-border compliance-enabler
Stacc Debt Collection can be adapted to meet the regulatory requirements of the country in which you operate. With extensive configuration options, achieve seamless compliance and navigate complex legal landscapes for smooth cross-border operations.
Manage revenue-sharing
Manage business agreements with Stacc Debt Collection’s advanced revenue-sharing functionality. Simplify everything from agreement setup to accounting exports with intuitive tools.
Dynamic currency management
Manage multiple currencies effortlessly with real-time matching, conversion and integration into your workflows—all within a single instance. Streamline financial management across borders with ease.
Flexible installment plans
Adjust terms, modify monthly payments, choose amortisation types, pause payments or add fees. Stacc Debt Collection’s flexibility lets you fine-tune repayment plans to your business and customer needs.
Automation
Automate every step of debt collection
Stacc Debt Collection automates your debt collection processes so you can focus on growth
Automation
Automate every step of debt collection
Stacc Debt Collection automates your debt collection processes so you can focus on growth
Automation
Automate every step of debt collection
Stacc Debt Collection automates your debt collection processes so you can focus on growth
Fully automated workflows
From invoices to payments, every stage runs seamlessly.
Proactive exception handling
Receive alerts only for critical issues, with solutions ready to implement
Trustworthy workflow processing
Invoices and cases are automatically processed according to your configured rules
Effective resource utilisation
Reduce manual work and focus on high-value tasks
Connectivity
Connect anything today - Stay ahead tomorrow
Stacc Debt Collection’s API-first philosophy ensures seamless integration with your existing applications
Connectivity
Connect anything today - Stay ahead tomorrow
Stacc Debt Collection’s API-first philosophy ensures seamless integration with your existing applications
Connectivity
Connect anything today - Stay ahead tomorrow
Stacc Debt Collection’s API-first philosophy ensures seamless integration with your existing applications
Advanced API Integration
Import and export data with ease, maintaining complete control of your processes.
Support for existing applications
Enables use of old beloved code, solutions & integrations minimizing your efforts towards integrations with Stacc Debt Collection.
Focus on growth
Our open and integrable solution allows you to shift focus from basic operations to driving innovation and investing in R&D, enabling growth and competitive advantages.
Bank-grade resilience with Enterprise strength
Digital transformation with bank-grade security, scalability and compliance
Stacc powers mission-critical workflows for Tier 1 leaders
Bank-grade resilience with Enterprise strength
Digital transformation with bank-grade security, scalability and compliance
Stacc powers mission-critical workflows for Tier 1 leaders
Bank-grade resilience with Enterprise strength
Digital transformation with bank-grade security, scalability and compliance
Stacc powers mission-critical workflows for Tier 1 leaders
Security and compliance you can trust
ISO 27001 certified with SOC 2© Type 2 attestation report
Debt Collection Act, GDPR, NIS 2, DORA, The Debt Collection Act, EU AI Act, financial and ICT regulations, etc.
Time-sensitive reporting, extensive logging and audits
DevSecOps & CI/CD pipeline security, GRC platform, pen testing and continuous policy & risk monitoring
Security and compliance you can trust
ISO 27001 certified with SOC 2© Type 2 attestation report
Debt Collection Act, GDPR, NIS 2, DORA, The Debt Collection Act, EU AI Act, financial and ICT regulations, etc.
Time-sensitive reporting, extensive logging and audits
DevSecOps & CI/CD pipeline security, GRC platform, pen testing and continuous policy & risk monitoring
Security and compliance you can trust
ISO 27001 certified with SOC 2© Type 2 attestation report
Debt Collection Act, GDPR, NIS 2, DORA, The Debt Collection Act, EU AI Act, financial and ICT regulations, etc.
Time-sensitive reporting, extensive logging and audits
DevSecOps & CI/CD pipeline security, GRC platform, pen testing and continuous policy & risk monitoring
Scalable and flexible collections platform
API-native platform enabling limitless innovation
Cloud-native platform built for scale to any size
End-to-end lifecycle with support for multi-country and multi-currency
Scalable and flexible collections platform
API-native platform enabling limitless innovation
Cloud-native platform built for scale to any size
End-to-end lifecycle with support for multi-country and multi-currency
Scalable and flexible collections platform
API-native platform enabling limitless innovation
Cloud-native platform built for scale to any size
End-to-end lifecycle with support for multi-country and multi-currency
Integration-friendly and fully agnostic
Extensive service catalogue of 200+ pre-built integrations
Data agnostic, built for fast time-to-market
Self-serve, low-code/no-code configuration, tools and workflows
Integration-friendly and fully agnostic
Extensive service catalogue of 200+ pre-built integrations
Data agnostic, built for fast time-to-market
Self-serve, low-code/no-code configuration, tools and workflows
Integration-friendly and fully agnostic
Extensive service catalogue of 200+ pre-built integrations
Data agnostic, built for fast time-to-market
Self-serve, low-code/no-code configuration, tools and workflows
Proven reliability
40+ years of credit domain experience
280+ customers, including Nordic Tier 1 banks
ISO 9001 certified quality management
24/7/365 SLA-backed SaaS delivery
Proven reliability
40+ years of credit domain experience
280+ customers, including Nordic Tier 1 banks
ISO 9001 certified quality management
24/7/365 SLA-backed SaaS delivery
Proven reliability
40+ years of credit domain experience
280+ customers, including Nordic Tier 1 banks
ISO 9001 certified quality management
24/7/365 SLA-backed SaaS delivery
Pre-built integrations
200+ plug and play integrations
Enable next-level digitisation and automation with our pre-built third-party integrations
Pre-built integrations
200+ plug and play integrations
Enable next-level digitisation and automation with our pre-built third-party integrations
Pre-built integrations
200+ plug and play integrations
Enable next-level digitisation and automation with our pre-built third-party integrations
Request a Demo
Ready to transform your debt collection company?
Experience the modern, modular and highly automated value of Stacc Debt Collection
Request a Demo
Ready to transform your debt collection company?
Experience the modern, modular and highly automated value of Stacc Debt Collection
Request a Demo
Ready to transform your debt collection company?
Experience the modern, modular and highly automated value of Stacc Debt Collection
FAQ
How does Stacc Debt Collection integrate with existing systems?
How does Stacc Debt Collection integrate with existing systems?
How does Stacc Debt Collection integrate with existing systems?
What about compliance and security?
What about compliance and security?
What about compliance and security?
How does Stacc Debt Collection handle multiple currencies?
How does Stacc Debt Collection handle multiple currencies?
How does Stacc Debt Collection handle multiple currencies?
Can Stacc Debt Collection handle high transaction volumes?
Can Stacc Debt Collection handle high transaction volumes?
Can Stacc Debt Collection handle high transaction volumes?
How do you ensure painless migrations?
How do you ensure painless migrations?
How do you ensure painless migrations?
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Stacc Debt Collection newsletter
Subscribe to news about Stacc Debt Collection and stay ahead on the development of the new challenger in the debt collection industry.
Stacc Debt Collection newsletter
Subscribe to news about Stacc Debt Collection and stay ahead on the development of the new challenger in the debt collection industry.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.