Embedded Finance for Merchants
Embedded finance that accelerates your growth
Our full-scale Buy Now, Pay Later (BNPL) technology solution let's merchants provide flexible B2C and B2B financing options for their customers at digital and in-store Points-of-Sale (POS).
Quick credit onboarding at POS. Highly flexible. Unlocking growth.

Embedded Finance for Merchants
Embedded finance that accelerates your growth
Our full-scale Buy Now, Pay Later (BNPL) technology solution let's merchants provide flexible B2C and B2B financing options for their customers at digital and in-store Points-of-Sale (POS).
Quick credit onboarding at POS. Highly flexible. Unlocking growth.

Embedded Finance for Merchants
Embedded finance that accelerates your growth
Our full-scale Buy Now, Pay Later (BNPL) technology solution let's merchants provide flexible B2C and B2B financing options for their customers at digital and in-store Points-of-Sale (POS).
Quick credit onboarding at POS. Highly flexible. Unlocking growth.

We got you covered
Flexible financing options for your customers
Our software is designed to cater the full range of Buy Now, Pay Later (BNPL) options.
We got you covered
Flexible financing options for your customers
Our software is designed to cater the full range of Buy Now, Pay Later (BNPL) options.
We got you covered
Flexible financing options for your customers
Our software is designed to cater the full range of Buy Now, Pay Later (BNPL) options.

Why Stacc for BNPL?
We have a passionate commitment to innovation and customer-centric solutions for merchants seeking to excel with BNPL solutions.
Cloud-native credit platform
Our modern platform gives financial institutions the agility and speed to transform credit and lending—making it faster, more transparent and more human, while staying ready for tomorrow’s challenges.
Powered by a Gartner® recognised Credit Decision Engine, 200+ pre-built integrations and API-native modules, it is the ultimate platform for financial institutions seeking to modernise their credit journeys and drive unprecedented automation.
Innovative company
Superior Time-to-Value
Native compliance and security
Cloud-native credit platform
Our modern platform gives financial institutions the agility and speed to transform credit and lending—making it faster, more transparent and more human, while staying ready for tomorrow’s challenges.
Powered by a Gartner® recognised Credit Decision Engine, 200+ pre-built integrations and API-native modules, it is the ultimate platform for financial institutions seeking to modernise their credit journeys and drive unprecedented automation.
Innovative company
Superior Time-to-Value
Native compliance and security
Cloud-native credit platform
Our modern platform gives financial institutions the agility and speed to transform credit and lending—making it faster, more transparent and more human, while staying ready for tomorrow’s challenges.
Powered by a Gartner® recognised Credit Decision Engine, 200+ pre-built integrations and API-native modules, it is the ultimate platform for financial institutions seeking to modernise their credit journeys and drive unprecedented automation.
Innovative company
Superior Time-to-Value
Native compliance and security
Explore capabilities
Powerful capabilities that set us apart in BNPL
We empower your company with the capability to customise and optimise your financing process to match your unique expectations.
Explore capabilities
Powerful capabilities that set us apart in BNPL
We empower your company with the capability to customise and optimise your financing process to match your unique expectations.
Explore capabilities
Powerful capabilities that set us apart in BNPL
We empower your company with the capability to customise and optimise your financing process to match your unique expectations.
Full-scale BNPL bank functionality
Whether you're building your in-house “buy now pay later” solution from scratch or looking to integrate with bank partners, we've got you covered.
Highly adaptable solutions
Customise your payment process to resonate with your brand identity and cater to your customers' unique preferences. Our solutions are adaptable to your unique business needs.
End-to-end customer journey
We handle the entire customer journey, from the digital and automated application, onboarding and credit process to the utilization of approved credit. We understand the power of simplicity and seamlessness.
Automated application processes
Our dynamic decision engine will supply you with efficient and accurate risk assessment. Manual case handling is also supported when needed.
Campaigns with flexible financing
From seasonal promotions to targeted marketing campaigns, we enable you to drive sales with flexible finance campaigns for both B2B and B2C.
Complex access control
Manage B2B customer accounts with ease, setting up complex access controls that align with your business requirements.
White label application frontends
We offer white label solutions, so your brand remains front and center. Our frontends can be customized to reflect your unique identity.
Custom analytics tooling
Make informed decisions with confidence using our custom analytics tools. We provide you with valuable insights that support your strategic planning and growth.
Request a Demo
Ready to add modern financing options?
Connect with us to learn how we can help you with Embedded Finance for Merchants.
Request a Demo
Ready to add modern financing options?
Connect with us to learn how we can help you with Embedded Finance for Merchants.
Request a Demo
Ready to add modern financing options?
Connect with us to learn how we can help you with Embedded Finance for Merchants.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.
Why Stacc
Who we serve
Customer journey
Solutions
Products
Credit process platform
Core credit ledger
Affordability and collaterals engine
Liquidity and collaterals engine
Asset finance quote engine
Asset delivery engine
Invoice lifecycle management
Treasury and portfolio platform
Client lifecycle management platform
©️ 2026 Stacc AS, All rights reserved.