Stacc recognised by Gartner as Sample Vendor of Credit Decision Engines
Stacc recognised by Gartner as Sample Vendor of Credit Decision Engines
Stacc recognised by Gartner as Sample Vendor of Credit Decision Engines
28/07/2025



Stacc has been recognised by Gartner© as 1 out of 8 named Sample Vendors globally of Credit Decision Engines in the recent publication by the research firm: Hype Cycle™ for Bank Lending, 2025, published on July 28, 2025, by analyst Derek Frost.
The recognition highlights Stacc's position in the evolving landscape of technology solutions for bank lending, helping financial institutions streamline and enhance their credit decision processes.
The Hype Cycle™ report by Gartner© provides strategic insights into emerging technologies and their market maturity, helping organisations understand where innovations stand in their development cycle and adoption timeline. Stacc is identified in the report among eight vendors globally serving the bank lending technology market.
Christian Aanstad, Product Lead of Stacc Flow, which includes Stacc Credit Decision Engine comments:
We're proud to be acknowledged by Gartner as a key player in this critical area of lending technology. This recognition validates our commitment to delivering innovative credit decision solutions that help financial institutions make more informed lending decisions.
Stacc Credit Decision Engine features a powerful Decision Engine Editor and Decision Engine Simulator. The decision editor enables real-time automated credit decisions aligned with the bank's or lender's own business and policy rules across multiple parameters, rule editing with complete version history and audit trail, plugging in any AI model as part of the decision process and conducting A/B tests with new decision rules to optimise performance and drive better outcomes. The innovative decision simulator simulates changes to business and credit rules to test their impact before actual implementation, enabling banks and lenders to increase level of automation over time and optimise credit processes with confidence – powered by data, not assumptions.
Stacc Credit Decision Engine is cloud- and API-native and built for the future, including extensive support for embedded intelligence. Customers use the decision engine with AI-inputs in decision rules, such as specialised AI-assisted tasks (such as document processing) and extensive data capture (such as adverse media screening). With Stacc, you can go beyond simulation with AI-suggested decision rules for credit optimalisation and origination forecasting - and expose the decision logic to the bank's and lender's chat bot, enabling new borrower journeys.
The bank lending technology market continues to evolve as financial institutions seek more sophisticated tools to assess credit risk, improve decision speed and enhance regulatory compliance while maintaining sound lending practices.
For more information about Stacc Credit Decision Engine, visit the website for Stacc Flow, Stacc's credit processing platform, or contact us using the contact forms on our website.
The recognition highlights Stacc's position in the evolving landscape of technology solutions for bank lending, helping financial institutions streamline and enhance their credit decision processes.
The Hype Cycle™ report by Gartner© provides strategic insights into emerging technologies and their market maturity, helping organisations understand where innovations stand in their development cycle and adoption timeline. Stacc is identified in the report among eight vendors globally serving the bank lending technology market.
Christian Aanstad, Product Lead of Stacc Flow, which includes Stacc Credit Decision Engine comments:
We're proud to be acknowledged by Gartner as a key player in this critical area of lending technology. This recognition validates our commitment to delivering innovative credit decision solutions that help financial institutions make more informed lending decisions.
Stacc Credit Decision Engine features a powerful Decision Engine Editor and Decision Engine Simulator. The decision editor enables real-time automated credit decisions aligned with the bank's or lender's own business and policy rules across multiple parameters, rule editing with complete version history and audit trail, plugging in any AI model as part of the decision process and conducting A/B tests with new decision rules to optimise performance and drive better outcomes. The innovative decision simulator simulates changes to business and credit rules to test their impact before actual implementation, enabling banks and lenders to increase level of automation over time and optimise credit processes with confidence – powered by data, not assumptions.
Stacc Credit Decision Engine is cloud- and API-native and built for the future, including extensive support for embedded intelligence. Customers use the decision engine with AI-inputs in decision rules, such as specialised AI-assisted tasks (such as document processing) and extensive data capture (such as adverse media screening). With Stacc, you can go beyond simulation with AI-suggested decision rules for credit optimalisation and origination forecasting - and expose the decision logic to the bank's and lender's chat bot, enabling new borrower journeys.
The bank lending technology market continues to evolve as financial institutions seek more sophisticated tools to assess credit risk, improve decision speed and enhance regulatory compliance while maintaining sound lending practices.
For more information about Stacc Credit Decision Engine, visit the website for Stacc Flow, Stacc's credit processing platform, or contact us using the contact forms on our website.
The recognition highlights Stacc's position in the evolving landscape of technology solutions for bank lending, helping financial institutions streamline and enhance their credit decision processes.
The Hype Cycle™ report by Gartner© provides strategic insights into emerging technologies and their market maturity, helping organisations understand where innovations stand in their development cycle and adoption timeline. Stacc is identified in the report among eight vendors globally serving the bank lending technology market.
Christian Aanstad, Product Lead of Stacc Flow, which includes Stacc Credit Decision Engine comments:
We're proud to be acknowledged by Gartner as a key player in this critical area of lending technology. This recognition validates our commitment to delivering innovative credit decision solutions that help financial institutions make more informed lending decisions.
Stacc Credit Decision Engine features a powerful Decision Engine Editor and Decision Engine Simulator. The decision editor enables real-time automated credit decisions aligned with the bank's or lender's own business and policy rules across multiple parameters, rule editing with complete version history and audit trail, plugging in any AI model as part of the decision process and conducting A/B tests with new decision rules to optimise performance and drive better outcomes. The innovative decision simulator simulates changes to business and credit rules to test their impact before actual implementation, enabling banks and lenders to increase level of automation over time and optimise credit processes with confidence – powered by data, not assumptions.
Stacc Credit Decision Engine is cloud- and API-native and built for the future, including extensive support for embedded intelligence. Customers use the decision engine with AI-inputs in decision rules, such as specialised AI-assisted tasks (such as document processing) and extensive data capture (such as adverse media screening). With Stacc, you can go beyond simulation with AI-suggested decision rules for credit optimalisation and origination forecasting - and expose the decision logic to the bank's and lender's chat bot, enabling new borrower journeys.
The bank lending technology market continues to evolve as financial institutions seek more sophisticated tools to assess credit risk, improve decision speed and enhance regulatory compliance while maintaining sound lending practices.
For more information about Stacc Credit Decision Engine, visit the website for Stacc Flow, Stacc's credit processing platform, or contact us using the contact forms on our website.
Disclaimer: GARTNER is a registered trademark and service mark of Gartner, Inc. and/or its affiliates in the U.S. and internationally and is used herein with permission. Gartner does not endorse any vendor, product or service depicted in its research publications, and does not advise technology users to select only those vendors with the highest ratings or other designation. Gartner research publications consist of the opinions of Gartner’s research organization and should not be construed as statements of fact. Gartner disclaims all warranties, expressed or implied, with respect to this research, including any warranties of merchantability or fitness for a particular purpose.