Stacc Mortgage Origination
Modular, highly automated and intelligent mortgages
Stacc Mortgage Origination empowers mortgage providers to automate all applications, customer onboarding, credit processes and payouts of loans with a cloud-native, API-first and highly composable mortgage origination solution.
Take advantage of the latest technologies and AI capabilities with a fully enterprise- and bank-grade solution, thereby winning more high-quality mortgage applications in less time and at lower cost.
Mortgage simplicity and flexibility
Stacc Mortgage Origination modules are trusted by 70+ banks and 2,000+ advisors



All of this while enabling 100% compliance and limitless innovation
Customer stories
Don't just listen to us
Hear how Stacc has helped our customers win more high-quality mortgage applications in less time and at lower cost.
Stacc Mortgage Origination customer
You forget that you are actually doing mortgages because it is so simple.
Key features
Customer-centric and intelligent mortgages
We have everything you need to streamline mortgage origination and servicing.
Home, sweet home
A robust solution for modern mortgage automation
Built for 100% straight-through-processing. Handles real-life complexity with all combinations of products, interest rates, collaterals and borrowers.
Any mortgage products and processes
Any interest rate
Any collaterals
Any borrower
Security and compliance you can trust
ISO 27001 certified with SOC 2 Type II report available in 2025
GDPR, NIS 2, DORA, EU AI Act, financial and ICT regulations
Custom instance with time-sensitive reporting plus extensive logging and audits
DevSecOps & CI/CD pipeline security, GRC platform, pen testing and continuous policy & risk monitoring
Scalable and flexible platform
Cloud- and API-native platform built for scale to any size
Supports 3M+ credit applications/year and 1,500+ concurrent users per installation with existing customers
End-to-end lifecycle with support for multi-country, multi-currency, multi-asset and multi-credit type
Integration-friendly and fully agnostic
Extensive service catalogue of 200+ pre-built integrations
Core, cloud and data agnostic, built for fast time-to-market
Self-serve, low-code/no-code configuration, tools and workflows
Proven reliability
40+ years of domain experience
280+ customers, including Nordic Tier 1 banks
ISO 9001 certified quality management
24/7/365 SLA-backed SaaS delivery with 99.95% uptime guarantees available
Channel-agnostic journeys and support for all channels
Provide mortgage applicants the comfort of starting an application in any channel - and complete it any channel.
Customer application
Best-practice starting point for a user-friendly mortgage application.
MyPage
A self-service portal where customers can track manage their application or running mortgage.
Touchpoints
Additional touchpoints to support customer connection.
New mortgage software shouldn’t take years to implement
Stacc Mortgage Origination has a standard SaaS implementation timeline of up to 6 months.
Customer journey mapping
Process specification
Mapping of integrations
Scope & implementation plan
Proof of value
Setup custom cloud instances
Software installation and configuration
Integrations establishment
Training of super users
Testing and acceptance
Rollout of the new solution
We ensure flawless and transparent operations
Hypercare monitoring
Daily operations with Stacc support
Continuous maintenance services and technical upgrades
Bringing you modern innovations at your own pace
We started the business case for you
See how Stacc could transform your financial institution based on your data and our results from existing Stacc customers.
The information provided by Stacc Mortgage Orgination Benefits Calculator is an estimate for general informational purposes only, provided in good faith. Stacc does not guarantee results.