Stacc Debt Collection
From scattered systems to seamless collections
Stacc Debt Collection connects systems, data, and workflows into one platform for modern debt collection – so you can focus (less on systems and more) on your value-adding services.
Low levels of efficiency and automation
Limited ability to change the status quo
100%
increase in debt collection claims over the last 10 years in Sweden
Svensk Inkasso, 2024
11.7%
increase in the number of debt collection cases in Norway
increase in the number of debt collection cases in Norway
24.3%
increase in the number of insolvency proceedings in Germany
increase in the number of insolvency proceedings in Germany
60%
of European SMBs reported challenges in managing late payments in 2022
of European SMBs reported challenges in managing late payments in 2022
40%
of SMBs struggle to recover debts manually
of SMBs struggle to recover debts manually
All of this while enabling 100% compliance and limitless innovation
Standard configurations
Invoice administration
Debt Collection
Factoring
Intuitive front-ends
Modern and user-centric
API-native, standard modules with extensive composability for all steps in an invoice lifecycle
Financing
Ledger
Invoice admin
Clients
Customers
Pricelist
Case import
Case handling
Interest calculation
Debt tracking
Payment matching
Scoring engine
Disbursements
Bank accounts
Import
Distribution
Templating
Accounting data
Accounting export
Reconciliation
Key features
Adaptable and automated debt collection
We have everything you need to streamline invoice administration and debt collection

Scalability
Enhanced capacity where it’s needed most
Our modular architecture solution directs resources to areas where they are most needed, helping improve efficiency and uptime.
Functionality scaling
Add new features and business logic aligning with diverse customer or business processes.
Geographic enabler
Enables support for regional settings on rules, processes and regulations. Adapt to new markets effortlessly.
Real-time operations
Stacc Debt Collection operates as a real-time event-based solution. Triggered events initiate configured workflows, each running independently without unnecessary dependencies.

Adaptability
Cross-border compliance-enabler
Stacc Debt Collection can be adapted to meet the regulatory requirements of the country in which you operate. With extensive configuration options, achieve seamless compliance and navigate complex legal landscapes for smooth cross-border operations.
Manage revenue-sharing
Manage business agreements with Stacc Debt Collection’s advanced revenue-sharing functionality. Simplify everything from agreement setup to accounting exports with intuitive tools.
Dynamic currency management
Manage multiple currencies effortlessly with real-time matching, conversion and integration into your workflows—all within a single instance. Streamline financial management across borders with ease.
Flexible installment plans
Adjust terms, modify monthly payments, choose amortisation types, pause payments or add fees. Stacc Debt Collection’s flexibility lets you fine-tune repayment plans to your business and customer needs.

Automation
Fully automated workflows
From invoices to payments, every stage runs seamlessl.
Trustworthy workflow processing
Invoices and cases are automatically processed according to your configured rules

Effective resource utilisation
Reduce manual work and focus on high-value tasks
Proactive exception handling
Receive alerts only for critical issues, with solutions ready to implement

Connectivity
Advanced API Integration
Import and export data with ease, maintaining complete control of your processes.
Support for existing applications
Enables use of old beloved code, solutions & integrations minimizing your efforts towards integrations with Flora.
Focus on growth
Our open and integrable solution allows you to shift focus from basic operations to driving innovation and investing in R&D, enabling growth and competitive advantages.